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Cool Picture | Moments | Getty ImagesWhen estimating how much income you’ll need to live on in retirement, don’t forget to consider how you’ll cover unexpected expenses.More than 8 in 10 (83%) retired households will face unplanned expenses in any given year, according to a new study from the Boston College Retirement Research Center. Households that experience unexpected expenses spend an average of $6,000 a year in retirement. Measured another way, the typical household spends the equivalent of 10% of their annual income.But research shows that many households don’t have emergency savings. About 58% have enough cash to cover unplanned…

If you’re even remotely concerned about your privacy, the rise of AI personal assistants may seem alarming. It is difficult to use personal information held by a model’s parent company without sharing it. OpenAI is already testing ads, so it’s easy to imagine the same data collection that fuels Facebook and Google creeping into chatbot conversations. A new project launched in December by Signal co-founder Moxie Marlinspike shows what a privacy-aware AI service could look like. Confer is designed to look and feel similar to ChatGPT and Claude, but with a backend configured to avoid data collection and an open…

In two days, the Syrian army, supported by tribal militias, drove Kurdish forces from large swathes of northern Syria they had occupied for more than a decade. Among the towns and cities reported to have fallen is Raqqa, once the infamous capital of the Islamic State group’s so-called caliphate. Geolocated videos showed tribal militias in the city center on Sunday, as well as military presence in other areas. Much of Syria’s oil resources are also under government control for the first time in more than a decade. Here’s what we know about the rapid changes on the ground. The sudden…

Warren Buffett is no stranger to giving advice. For decades, Berkshire Hathaway’s chairman has sat in front of packed rooms at his company’s annual shareholder meetings, answering investors’ questions about everything from artificial intelligence to the ins and outs of insurance to marriage advice. On “Warren Buffett: Life and Legacy,” airing Jan. 18 at 3 p.m. ET on CNBC, Becky Quick asks the Oracle of Omaha about the toughest question and best advice he’s ever been given. Mr. Buffett finally arrives at the challenge he once posed to college students. Mr. Buffett asks his students to consider a scenario in…

Valentine’s Day lingerie is one of the most fun, flirty, and confidence-boosting ways to celebrate the holiday. Whether you’re buying a sexy lingerie set to surprise your partner or treating yourself to some romantic lace lingerie, it’s always worth splurging a little. There are so many Valentine’s Day lingerie styles that you can’t help but get excited. From classic red and pink lingerie to sophisticated black lace sets and playful patterns, there’s something for every mood, body type and budget. We’ve rounded up the best lingerie for Valentine’s Day from top brands like Savage X Fenty, Victoria’s Secret, and SKIMS.…

Many people think that with enough determination, if they push themselves really hard, they can develop better habits.According to James Clear, author of the New York Times bestselling book Atomic Habits, these people are missing a key piece of the self-control puzzle. Even if you’re disciplined, you’ll need to put yourself in an environment where you can maintain that state without distractions or temptations to break out of your ongoing habits, Clear said on “The Mel Robbins Podcast” on Jan. 8.”When you look at people who exhibit high levels of self-control, the common pattern among them is not that they…

The first tennis Grand Slam main draw of 2026 begins in Melbourne, with top seeds Carlos Alcaraz and Aryna Sabalenka defying early concerns to reach the second round of the Australian Open.Alcaraz was pushed into the second round by home qualifier Adam Walton, despite the world number one winning in straight sets on Sunday.Recommended stories list of 3 itemsend of listThe Spaniard won 6-3, 7-6 (7-2), 6-2 in two hours and five minutes to begin his quest for a first Australian Open title, a career Grand Slam.The reigning French Open and US Open champion hit eight aces and 38 winners…

US President Donald Trump arrives at Detroit Metropolitan Wayne County Airport in Michigan, USA, on January 13, 2026. Evelyn HochsteinReuterPresident Donald Trump announced on Saturday that tariffs would be gradually increased on products from eight NATO countries sent to the United States “until we reach an agreement on a complete and comprehensive purchase of Greenland.”Tariffs targeting Denmark, Norway, Sweden, France, Germany, the United Kingdom, the Netherlands and Finland will begin at 10% starting February 1, President Trump said in a post on Truth Social.The president said tariffs would increase to a maximum of 25% on June 1.This penalty would likely…

Europe has rarely spoken with one voice or reacted with such urgency. But US President Donald Trump’s announcement on Saturday of sanctions against several European countries that reject US claims to Danish Greenland was one of those moments. An emergency meeting of EU ambassadors will be held in Brussels on Sunday in response to a threat made by President Trump after an estimated quarter of the population of Greenland’s capital Nuuk took part in protests against potential annexation. Across the continent, the reaction was immediate and emphatic, even among allies who normally respond cautiously to White House statements, recognizing an…

Their first film together, “School Ties” (1992), drew attention for Damon’s performance as a nefarious snob at a 1950s prep school, and he then paid the rent for a while as a soldier in the adventure blockbuster “Geronimo.” (In other words, Damon and Affleck appeared as uncredited extras in the 1989 classic Field of Dreams.) Affleck began his rise to fame playing bully O’Banion in the teen classic Dazed and Confused. And while juggling auditions and gigs, they used their Cambridge background to complete Good Will Hunting, which Damon had begun working on while taking playwriting and theater directing classes…