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Home » Jim Cramer says this old-fashioned investment concept still wins amid the AI ​​boom
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Jim Cramer says this old-fashioned investment concept still wins amid the AI ​​boom

adminBy adminJuly 21, 2026No Comments2 Mins Read
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CNBC’s Jim Cramer on Tuesday emphasized the importance of diversifying beyond the market’s most popular artificial intelligence winners.

“You don’t want to blow up just because you only own Semi and your group has a bad day,” the “Mad Money” host said, noting how investing with debt can magnify the impact of a downturn in popular stocks.

Many stocks related to AI infrastructure and data centers have posted unusual gains over the past year, especially memory chip makers such as: micron and western digital. But the recent backlash across the group highlights how quickly momentum can reverse. Cramer said he remains bullish on the long-term outlook for AI trade, but cautioned that no single investment theme should dominate a portfolio.

“I’m not anti-technology, but I like diversification,” he said.

Cramer pointed to investors who lost money by concentrating their portfolios in Internet stocks during the dot-com bubble, as well as financial institutions before the Great Recession. He said he has seen firsthand how quickly leveraged bets on a single sector can wipe out even sophisticated investors.

“I’ve seen a lot of people never come back” from holding stocks that went to zero during the dot-com crash, Kramer said.

Rather than abandoning technology altogether, Kramer said investors should increase their exposure by owning high-quality companies that benefit from a variety of long-term trends.

he emphasized johnson & johnson Innovative drug pipeline and 3M Recognized for its renewed focus on innovation across industries. Kramer also pointed out cvs health Combination of retail pharmacy, health insurance, and financial company goldman sachs, wells fargo and BNYHe argued that the company offers an attractive growth opportunity at a valuation well below that of many AI leaders. Cramer’s Charitable Trust, a portfolio managed by CNBC’s investment club, owns stakes in Johnson & Johnson, Goldman Sachs and Wells Fargo.

“I just don’t understand why you can’t just diversify into other stocks and make a profit, which is what we do in our charitable trust, which has provided almost $5 million in benefits over 25 years by diversifying,” Cramer said.

Jim Cramer’s Investment Guide

Make CNBC your preferred source on Google and never miss a moment from the most trusted names in business news.



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